Not everyone can justify $60/month in AI subscriptions.
I pay for premium tiers because they've become essential to my workflow. But I didn't start there. And plenty of free options deliver genuine value.
Here's what's actually worth your time at zero cost.
Claude Free Tier
Claude's free tier is surprisingly generous:
What you get: Access to Claude 3.5 Sonnet. Real conversations. Real code generation. Real reasoning.
The limits: Usage caps that reset. You'll hit them during heavy use, but casual users rarely notice.
Best for: Complex reasoning, code review, debugging sessions, architectural discussions.
The free tier is enough for many developers. Upgrade when you're hitting limits consistently.
ChatGPT Free Tier
Still useful, even without Plus:
What you get: GPT-3.5 by default, occasional GPT-4 access. Chat interface. Basic code generation.
The limits: Slower during peak times. No web search. Limited access to latest models.
Best for: Quick questions, basic code generation, explanations, syntax help.
For simple lookups and straightforward generation, free ChatGPT works fine.
GitHub Copilot Alternatives
Copilot costs $10/month, but free alternatives exist:
Codeium: Free for individuals. Works in VS Code, JetBrains, and others. Surprisingly good completions.
TabNine: Free tier available. Local processing option for privacy.
Amazon CodeWhisperer: Free for individual use. Especially good for AWS-related code.
I've used Codeium during Copilot outages. It's not quite as good, but it's close—and free.
Specialized Free Tools
Beyond the big names:
Phind: AI search engine for developers. Free. Often better than Google for technical questions.
Perplexity: AI-powered search with sources. Free tier is generous. Great for research.
Hugging Face Chat: Access to various open models. Free. Good for experimentation.
Ollama: Run models locally. Completely free. Privacy-conscious option.
VS Code Extensions
Free AI built into your editor:
IntelliCode: Microsoft's AI-assisted completions. Built into VS Code. Free.
AI-powered autocomplete: Various free extensions that enhance standard completions.
Error Lens + AI: Some extensions combine error detection with AI-suggested fixes.
These aren't as powerful as Copilot, but they add value at no cost.
The Free Tier Strategy
How to maximize free tools:
Use the right tool for each task. Claude for thinking, ChatGPT for quick answers, Codeium for completions. Spread the load.
Monitor your usage. Know when you're hitting limits. Switch tools before you're blocked.
Upgrade strategically. Hit the same limit repeatedly? That's the tool worth paying for.
Don't pay for redundancy. You probably don't need both Claude Pro and ChatGPT Plus. Pick based on your primary use case.
When Free Isn't Enough
Signs you should upgrade:
You're hitting limits daily. The friction is costing you more than the subscription.
You need specific features. Longer context, faster responses, web search, priority access.
The tool is core to your workflow. If you depend on it, paying ensures reliability.
Free tools are great for exploration and occasional use. When something becomes essential, pay for it.
My Recommendation
If you're starting out:
- Use Claude free tier for complex work
- Use ChatGPT free tier for quick questions
- Try Codeium for inline completions
- Use Phind for technical search
This stack costs nothing and covers most needs. Upgrade individual tools as you identify what you use most.
Related Reading
- When to Use Claude vs ChatGPT vs Copilot — Choosing the right tool.
- The AI Tools I Stopped Using — Paid tools that weren't worth it.
- My AI Tool Stack in 2025 — What I pay for and why.